Editorial Standards
Everyone’s Approved USA is an independent comparison site. This page describes how we select and evaluate products, what our “comparison” methodology means in practice, and what we don’t do.
How Products Are Selected
Products featured on this site are selected based on one or more of the following criteria:
- Published eligibility criteria that accommodate non-prime credit applicants
- Availability of pre-qualification without a hard credit inquiry
- Verification that the product is currently available to US consumers
- Active affiliate partnership (see our Affiliate Disclosure)
Products may be included because of an affiliate relationship. We do not rank products solely on affiliate compensation.
What “Comparison” Means Here
Our comparisons are based on publicly available product information from lender websites, terms and conditions documents, and regulatory disclosures. We do not:
- Pull individual credit reports
- Test products through personal application
- Access non-public lender data or internal underwriting criteria
- Guarantee that any featured product will approve any particular applicant
Accuracy and Updates
Financial product terms change frequently without notice. We make reasonable efforts to keep information current, but we cannot guarantee real-time accuracy. Always verify current terms, rates, and eligibility directly with the lender before applying. All product information should be treated as directional, not definitive.
Corrections
If you find outdated or inaccurate information, please contact us with the page URL and specific claim. We take corrections seriously and will update promptly.